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Introduction
Welcome to Finclore! These Terms of Service (“Terms”) govern your access to and use of our website, services, and related content (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.

Eligibility
By using our Services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding contract. If you are using our Services on behalf of an organization or entity, you represent and warrant that you have the authority to bind that organization or entity to these Terms.

User Accounts
To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update your account information as necessary. You are responsible for maintaining the confidentiality of your account password and are solely responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Services and Fees
We offer various business services, such as company formation, tax filing, corporate compliance, sales tax filings, intellectual property, payroll, and accounting services. The specific services, fees, and payment terms are described on our website or provided to you during the ordering process. All fees are non-refundable unless explicitly stated otherwise in our Refund Policy.

User Conduct
By using our Services, you agree not to:
  • Use our Services for any unlawful purpose or in violation of any applicable laws or regulations.
  • Upload or transmit any content that infringes upon the intellectual property rights of others.
  • Interfere with or disrupt the operation of our Services or the servers or networks connected to our Services.
  • Attempt to gain unauthorized access to any part of our Services, other users’ accounts, or our systems or networks.
  • Engage in any conduct that may harm our reputation or the reputation of our Services.


Intellectual Property
All content, including but not limited to text, graphics, logos, images, and software, on our website and related to our Services is the property of Finclore or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or otherwise use any of our content without our prior written consent.

Third-Party Links and Services
Our Services may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. By using our Services, you agree to release us from any liability arising from your use of any third-party websites or services.

Disclaimers and Limitation of Liability
Our Services are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. We disclaim all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of, or inability to access or use, our Services; (b) any conduct or content of any third party on our Services; or (c) unauthorized access, use, or alteration of your transmissions or content, even if we have been advised of the possibility of such damages.

In no event shall our total liability for all claims related to our Services exceed the amount you have paid us for the Services in the six (6) months preceding the event giving rise to the liability.

Indemnification
You agree to indemnify, defend, and hold harmless Finclore, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your access to or use of our Services, your violation of these Terms, or your infringement of any third-party rights, including intellectual property rights.

Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Georgia of United States of America, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Atlanta, Georgia, USA to resolve any dispute arising out of or relating to these Terms or your use of our Services.

Changes to These Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on our website and indicating the “Last Updated” date. Your continued use of our Services following the posting of changes to these Terms constitutes your acceptance of those changes.

Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

Waiver
Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
  • Providing, maintaining, and improving our services
  • Processing transactions and managing your account
  • Communicating with you about our services, promotions, and updates
  • Analyzing usage patterns and trends to enhance our website and services
  • Detecting, preventing, and addressing fraud, security issues, and technical problems
  • Complying with legal requirements and assisting law enforcement as necessary


Information Sharing and Disclosure
We may share your information with third parties in the following circumstances:
  • Service Providers: We may share your information with third-party service providers to facilitate the provision of our services, such as payment processors, hosting providers, and software providers.
  • Legal Compliance: We may disclose your information if required by law, in response to a subpoena, court order, or other legal processes, or to protect our rights, property, or the safety of our users and the public.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, we may transfer your information to the new owner or successor entity.
  • Aggregated or Anonymized Data: We may share aggregated or anonymized information that does not directly identify you with third parties for analytical or marketing purposes.


Data Security
We take data security seriously and implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee the absolute security of your information.

Data Retention
We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Once your information is no longer needed, we securely delete or anonymize it.

Contact Us
If you have any questions or concerns about this Refund Policy or our use of cookies, please contact us at:

Email: info@finclore.io
Phone: +1 (972) 917-8012